*Basic Cardmember is responsible for repayment of all charges. Account must be in good standing. An additional card is a supplementary card. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. An additional card is a supplementary card.No annual fee for supplementary cards. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
- You can earn 2% cash back for eligible purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, and (ii) at stand-alone grocery stores in Canada, up to a maximum of $15,000 in purchases posted to your account on this category (equal to $300 cash back) annually. Once the maximum is reached, you will no longer earn 2% regardless of credits, returns and adjustments subsequently posted to your account. After that, you will then earn 1.25% on eligible purchases. Calculation resets to zero each year on the Cardmembership anniversary date. Purchases at merchants where gas and grocery are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for these categories.
Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1.25% cash back on eligible purchases applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, cash back can be earned on eligible purchases less returns and other credits. Interest rate charges, annual fees, other charges, and cash equivalent transactions are not purchases and do not qualify for cash back. If you choose to return a purchase or are otherwise entitled to a credit or adjustment that is related to a purchase, your entitlement to cash back rewards will be reduced accordingly. All deductions for returns, credits and adjustments will be calculated at the earn rate in effect at the time of the return, credit or adjustment. This means that the cash back rewards deducted from your balance may be different from the amount originally earned. Cash back is applied as a credit to your account annually and will appear on the statement issued in September of each year. The cash back calculation resets annually. All references to you means the Basic Cardmember.
(Video) Famous PANDA EXPRESS Chinese Kitchen is in the Philippines - You can earn 4% cash back for eligible purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, and (ii) at stand-alone grocery stores in Canada, up to a maximum of $30,000 in purchases posted to your account on this category (equal to $1,200 cash back) annually. Once the maximum is reached, you will no longer earn 4% regardless of credits, returns and adjustments subsequently posted to your account. After that, you will then earn 2% on eligible purchases. Calculation resets to zero each year on the Cardmembership anniversary date. Purchases at merchants where gas and grocery are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for these categories.
Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 2% cash back on eligible purchases applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, cash back can be earned on eligible purchases less returns and other credits. Interest rate charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for cash back. If you choose to return a purchase or are otherwise entitled to a credit or adjustment that is related to a purchase, your entitlement to cash back rewards will be reduced accordingly. All deductions for returns, credits and adjustments will be calculated at the earn rate in effect at the time of the return, credit or adjustment. This means that the cash back rewards deducted from your balance may be different from the amount originally earned. Cash back is applied as a credit to your account annually and will appear on the statement issued in September of each year. The cash back calculation resets annually. All references to you means the Basic Cardmember.
- Offer subject to change. 1,000 Bonus Aeroplan points will be awarded for each approved Supplementary Aeroplan®* Card. Bonus Aeroplan points will not be awarded for each approved Supplementary Aeroplan®* No Fee Card. Bonus points are only valid for Aeroplan Cardmembers who apply for a Supplementary Card through the link provided on this page. Bonus points will be credited to your Aeroplan Account up to 90 days after the application is approved.
- Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage.
- To qualify for the offer, you must add a Supplementary Aeroplan Reserve Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Aeroplan Reserve Cardmember must have at least $2,500 in net purchases posted to their Supplementary Aeroplan Reserve Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 20,000 bonus Aeroplan points during the offer period. Supplementary Aeroplan Reserve No Fee Cards are not eligible for this offer. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Aeroplan account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Basic Cardmembers or Supplementary Cardmembers may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada®*, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See www.aircanada.com/lounges-termsandconditions for applicable Maple Leaf Lounges Terms and Conditions.
- Account must be in good standing. AIR MILES Reward Miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex Cheques, annual fees (if applicable), other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Reward Miles.
- 150 Bonus AIR MILES Reward Miles will be awarded for each approved Supplementary American Express®AIR MILES®* Reserve Credit Card. Bonus Reward Miles are only valid for American Express®AIR MILES®* Reserve Credit Card Basic Cardmembers who apply for a Supplementary Card via the link on this page. Bonus Reward Miles are not valid through any other method of application. Bonus AIR MILES Reward Miles will be credited to the designated AIR MILES Collector Account up to 90 days after the application is approved. Account must be in good standing.
- To qualify for the offer, you must add a Supplementary Platinum or Gold Rewards Card to your account between January 18, 2023 and February 28, 2023. Each Supplementary Platinum Cardmember must have at least $2,500 in net purchases posted to their Supplementary Platinum Card within the first 3 months after Card approval. Each Supplementary Gold Rewards Cardmember must have at least $1,500 in net purchases posted to their Supplementary Gold Rewards Card within the first 3 months after Card approval. Offer is valid for a combined maximum of up to 2 new Supplementary Cards added to your account. You can be eligible to earn up to a total maximum of 20,000 bonus Membership Rewards points for two Supplementary Platinum Cards during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Global Lounge Collection - Holders of the Platinum Card may access participating Canadian and International airport lounges ("Participating Lounges") on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. For a complete listing of partners and full terms & conditions of each Participating Lounge, visit americanexpress.ca/platinum-lounge. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
- To qualify for the offer, you must add a Supplementary Gold Rewards Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Gold Rewards Cardmember must have at least $1,000 in net purchases posted to their Supplementary Gold Rewards Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 5,000 bonus Membership Rewards points during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Account must be in good standing. An additional card is a supplementary card. No annual fee for one supplementary Gold Rewards card. Each supplementary card added thereafter $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
- To qualify for the offer, you must add a Supplementary Cobalt Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Cobalt Cardmember must have at least $1,000 in net purchases posted to their Supplementary Cobalt Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 5,000 bonus Membership Rewards points during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- To qualify for the offer, you must add a Supplementary SimplyCash® Preferred Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary SimplyCash Preferred Cardmember must have at least $1,000 in net purchases posted to their Supplementary SimplyCash Preferred Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary SimplyCash Preferred Cards. You can earn up to a total maximum of $50 in statement credits during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any statement credits awarded in connection with this offer. Statement credits will be credited to your SimplyCash Preferred Rewards Account up to 60 days after the first 3 month from Supplementary Card approval, provided you have met the spend requirement. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember agreement and account statement applicable to their Card account.
®, TM: Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.
®: 2022 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
(Video) The 5 BEST Credit Cards For Beginners In 2023®*, TM*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks
(Video) Everything You Need To Know About The Scotiabank Gold American Express Card
*Basic Cardmember is responsible for repayment of all charges. Account must be in good standing. An additional card is a supplementary card. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. An additional card is a supplementary card.No annual fee for supplementary cards. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
- You can earn 2% cash back for eligible purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, and (ii) at stand-alone grocery stores in Canada, up to a maximum of $15,000 in purchases posted to your account on this category (equal to $300 cash back) annually. Once the maximum is reached, you will no longer earn 2% regardless of credits, returns and adjustments subsequently posted to your account. After that, you will then earn 1.25% on eligible purchases. Calculation resets to zero each year on the Cardmembership anniversary date. Purchases at merchants where gas and grocery are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for these categories.
Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1.25% cash back on eligible purchases applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, cash back can be earned on eligible purchases less returns and other credits. Interest rate charges, annual fees, other charges, and cash equivalent transactions are not purchases and do not qualify for cash back. If you choose to return a purchase or are otherwise entitled to a credit or adjustment that is related to a purchase, your entitlement to cash back rewards will be reduced accordingly. All deductions for returns, credits and adjustments will be calculated at the earn rate in effect at the time of the return, credit or adjustment. This means that the cash back rewards deducted from your balance may be different from the amount originally earned. Cash back is applied as a credit to your account annually and will appear on the statement issued in September of each year. The cash back calculation resets annually. All references to you means the Basic Cardmember.
(Video) Famous PANDA EXPRESS Chinese Kitchen is in the Philippines - You can earn 4% cash back for eligible purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, and (ii) at stand-alone grocery stores in Canada, up to a maximum of $30,000 in purchases posted to your account on this category (equal to $1,200 cash back) annually. Once the maximum is reached, you will no longer earn 4% regardless of credits, returns and adjustments subsequently posted to your account. After that, you will then earn 2% on eligible purchases. Calculation resets to zero each year on the Cardmembership anniversary date. Purchases at merchants where gas and grocery are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for these categories.
Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 2% cash back on eligible purchases applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, cash back can be earned on eligible purchases less returns and other credits. Interest rate charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for cash back. If you choose to return a purchase or are otherwise entitled to a credit or adjustment that is related to a purchase, your entitlement to cash back rewards will be reduced accordingly. All deductions for returns, credits and adjustments will be calculated at the earn rate in effect at the time of the return, credit or adjustment. This means that the cash back rewards deducted from your balance may be different from the amount originally earned. Cash back is applied as a credit to your account annually and will appear on the statement issued in September of each year. The cash back calculation resets annually. All references to you means the Basic Cardmember.
- Offer subject to change. 1,000 Bonus Aeroplan points will be awarded for each approved Supplementary Aeroplan®* Card. Bonus Aeroplan points will not be awarded for each approved Supplementary Aeroplan®* No Fee Card. Bonus points are only valid for Aeroplan Cardmembers who apply for a Supplementary Card through the link provided on this page. Bonus points will be credited to your Aeroplan Account up to 90 days after the application is approved.
- Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage.
- To qualify for the offer, you must add a Supplementary Aeroplan Reserve Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Aeroplan Reserve Cardmember must have at least $2,500 in net purchases posted to their Supplementary Aeroplan Reserve Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 20,000 bonus Aeroplan points during the offer period. Supplementary Aeroplan Reserve No Fee Cards are not eligible for this offer. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Aeroplan account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Basic Cardmembers or Supplementary Cardmembers may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada®*, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See www.aircanada.com/lounges-termsandconditions for applicable Maple Leaf Lounges Terms and Conditions.
- Account must be in good standing. AIR MILES Reward Miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex Cheques, annual fees (if applicable), other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Reward Miles.
- 150 Bonus AIR MILES Reward Miles will be awarded for each approved Supplementary American Express®AIR MILES®* Reserve Credit Card. Bonus Reward Miles are only valid for American Express®AIR MILES®* Reserve Credit Card Basic Cardmembers who apply for a Supplementary Card via the link on this page. Bonus Reward Miles are not valid through any other method of application. Bonus AIR MILES Reward Miles will be credited to the designated AIR MILES Collector Account up to 90 days after the application is approved. Account must be in good standing.
- To qualify for the offer, you must add a Supplementary Platinum or Gold Rewards Card to your account between January 18, 2023 and February 28, 2023. Each Supplementary Platinum Cardmember must have at least $2,500 in net purchases posted to their Supplementary Platinum Card within the first 3 months after Card approval. Each Supplementary Gold Rewards Cardmember must have at least $1,500 in net purchases posted to their Supplementary Gold Rewards Card within the first 3 months after Card approval. Offer is valid for a combined maximum of up to 2 new Supplementary Cards added to your account. You can be eligible to earn up to a total maximum of 20,000 bonus Membership Rewards points for two Supplementary Platinum Cards during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Global Lounge Collection - Holders of the Platinum Card may access participating Canadian and International airport lounges ("Participating Lounges") on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. For a complete listing of partners and full terms & conditions of each Participating Lounge, visit americanexpress.ca/platinum-lounge. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
- To qualify for the offer, you must add a Supplementary Gold Rewards Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Gold Rewards Cardmember must have at least $1,000 in net purchases posted to their Supplementary Gold Rewards Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 5,000 bonus Membership Rewards points during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- Account must be in good standing. An additional card is a supplementary card. No annual fee for one supplementary Gold Rewards card. Each supplementary card added thereafter $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.
- Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
- To qualify for the offer, you must add a Supplementary Cobalt Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary Cobalt Cardmember must have at least $1,000 in net purchases posted to their Supplementary Cobalt Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary Cards added to your account. You can earn up to a total maximum of 5,000 bonus Membership Rewards points during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any bonus points awarded in connection with this offer. Bonus points will be credited to your Membership Rewards account up to 60 days after the first 3 months from Supplementary Card approval, provided you have met the spend requirement.
- To qualify for the offer, you must add a Supplementary SimplyCash® Preferred Card to your account between January 18, 2023 and February 28, 2023 and each Supplementary SimplyCash Preferred Cardmember must have at least $1,000 in net purchases posted to their Supplementary SimplyCash Preferred Card within the first 3 months after Card approval. Offer is valid for up to 2 new Supplementary SimplyCash Preferred Cards. You can earn up to a total maximum of $50 in statement credits during the offer period. American Express reserves the right to accept additional Supplementary Card applications, but you will not be eligible for this offer once you have reached the maximum of two Supplementary Cards. Account must be in good standing during offer period and at time of offer fulfillment. If you applied for multiple cards to earn points or cancelled your existing Supplementary Card(s) to take advantage of this offer, American Express at its discretion, may consider that to be abuse and reverse any statement credits awarded in connection with this offer. Statement credits will be credited to your SimplyCash Preferred Rewards Account up to 60 days after the first 3 month from Supplementary Card approval, provided you have met the spend requirement. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember agreement and account statement applicable to their Card account.
®, TM: Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.
®: 2022 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*, TM*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks
FAQs
What is an American Express supplementary card? ›
Add a Supplementary Cardmember to your Account and share the benefits of American Express with those close to you. Additional Cardmembers share benefits such as travel protection, 24 hour Card Replacement and can also help you as the main account holder to earn 1 point for every US$/€1 they spend on their Card.
What is the limit on American Express supplementary card? ›This means the supplementary cardmember will have the ability to charge up to $2750 for that first billing period and then $2000 for each billing period thereafter.
Does Amex supplementary card affect credit score? ›Yes, having a supplementary card can affect your credit score. It can help build or establish good credit when used responsibly. But because the primary cardholder is ultimately responsible for all charges, their credit could suffer if an authorized user uses the card irresponsibly.
Does supplementary card have separate credit limit? ›A supplementary card's credit line is an extension of the primary card's. This means that if a principal cardholder has several supplementary cards under their account, all of them will share the primary card's credit limit.
Do supplementary cards build credit? ›If you're an additional cardholder, keep in mind: the credit card account belongs to the primary cardholder. you may not be responsible for paying back any money owing on the credit card account. any purchases you make using the card won't help you build your credit history.
What are the benefits of a supplementary card? ›As its name suggests, a supplementary credit card is an add-on card tied to an existing account. This allows the primary cardholder to extend their credit card benefits to their parents, spouse, children, other family members, or trusted assistants, while still having full control of how much they can spend.
Do Amex supplementary cards get Priority Pass? ›Relax in one of over 1,200 lounges across over 130 countries. After all, you and your Supplementary Cardmember plus one guest, have access to one of the world's largest independent airport lounge access programmes – Priority PassTM. Simply, present your Priority Pass membership card and boarding pass for access.
How much is Amex Platinum supplementary card? ›Like all American Express Cards, the Platinum Card allows you to add Additional Card Members, commonly known as “authorized users,” to your account. The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter.
What is the Amex 2 90 rule? ›Amex is likely to limit approving you for two credit cards every 90 days. If you apply for two credit cards on the same day, data points suggest one of your applications will be put on hold as an automatic fraud prevention mechanism. There are conflicting reports on how charge cards are counted in this two card limit.
Does Amex do a hard pull for 2nd card? ›No, Amex doesn't combine hard pulls into a single inquiry when you apply for two different credit cards. However, it is worth noting that American Express has recently launched a new approval future that allows applicants to submit an Amex credit card application using a soft inquiry.
Is it good to have 2 Amex cards? ›
Because each card offers different benefits and earning power, it makes sense to carry more than one card. By using the AmEx Trifecta of cards, you'll earn maximum points on travel, dining, groceries and other purchases.
Can husband and wife combine Amex points? ›The points collected in your account are not transferable to any other person or account.
Who qualifies for supplementary card? ›A supplementary credit card is a secondary card issued under a credit card account that the principal or primary cardholder can give to a family member (child, spouse, sibling, or parent), partner, or trusted friend.
Do supplementary cards have same benefits? ›As mentioned, most supplementary cards share the same rewards structure as the primary card; if the primary offers 5% rebate on dining, so too does the supplementary card. However, transactions on a supplementary credit card are consolidated and reflected in the primary cardholder's statement.
What is difference between primary card and supplementary card? ›Supplementary cardholders are different. They have use of the card for spending only. They're not responsible for the account and don't have access to any account management functionality. A primary and secondary borrower can request supplementary cardholders to be added to the account.
Will 2 credit cards build credit faster than 1? ›Although adding extra credit cards to your profile won't directly help your score, it could provide an indirect lift by reducing your credit utilization ratio. Utilization is simply the amount you owe on your cards divided by your available credit.
Why did my credit score drop when I was added as an authorized user? ›If you've added an authorized user to your credit card account, they'll typically get a credit card linked to your account and can use it to make charges, but they're not responsible for paying the balance. Any charges the authorized user makes can increase your credit utilization, which can lower your credit scores.
How much will my credit score go up if I become an authorized user? ›Being added as an authorized user will not have a significant impact on your credit score, because you're not responsible for paying the bills.
How does a supplementary card work? ›A supplementary card is issued where a card holder wishes to allocate a portion of their card limit to another. A supplementary card holder is not responsible for the account. A secondary card is issued where the secondary card holder is able to use the account and is also responsible for the account.
Does supplementary card get lounge access? ›Yes, both primary and supplementary cardholders need to register to enjoy the benefits of this program. What is the LoungeKey Program? How do I avail the LoungeKey program's lounge access benefits?
What does it mean when you want to apply for a supplementary card? ›
Supplementary Card means a Card issued by the Bank to a third party nominated by, and at the request of, the individual entering this Agreement with the Bank and in respect of which Card Transaction is to be recorded on the Card Account.
Can my wife use my Amex Priority Pass? ›Can my membership card be used by someone else? The Priority Pass membership card is non-transferable. When you access a lounge, the staff will need to check that the name printed on your membership card matches your boarding pass.
What are the benefits of American Express Platinum supplementary card? ›- Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges. ...
- Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold Status. ...
- Reimbursement for Global Entry or TSA PreCheck Every 5 Years.
As an additional Amex Platinum cardholder, you can also use the Fine Hotels + Resorts and The Hotel Collection benefits on the card. When you book a prepaid stay through the Fine Hotels + Resorts program, you'll earn 5 Membership Rewards points per dollar and get access to the program's elite-like benefits.
What is the average income for Amex Platinum? ›We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.
How do I get invited to Amex Black? ›Make at Least $250,000 in Purchases on Your Amex Cards
Although Amex doesn't publish a spending threshold to get invited, a solid rule of thumb is that you need to make at least $250,000 in annual purchases across all of your Amex cards.
100,000 points are worth $2,200 per our valuations, and you can use them in a variety of different ways. Think international business class, free domestic airfare, and stays in luxurious hotel suites.
What is the Amex 5 rule? ›American Express limits customers to have a total of 5 Amex credit cards open at any one time. This includes both personal credit cards and business credit cards but does not apply to their charge cards.
Does Amex verify income? ›They will request tax returns and bank statements. What they're looking for is to make sure the income you reported on the application is true. The process typically takes 2-3 weeks, and you're assigned a specialist to talk to.
What is the 1 in 5 Amex rule? ›You can only get approved for one credit card every five days. The 1 in 5 rule doesn't affect charge cards, so you could apply for one credit card and X charge cards on the same day and be fine. Keep in mind that you'll have to manage the minimum spend requirements.
What is the hardest American Express card to get? ›
The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.
How often does American Express give credit increases? ›Use your card responsibly and just wait.
This includes making on-time payments and paying your balance – all while using the card frequently. In fact, showing you're a responsible card user can lead to a credit card limit increase as often as once every six to 12 months.
As TPG contributor Ethan Steinberg explained here, you can pair three Amex cards (the Platinum and Gold cards, plus The Blue Business® Plus Credit Card from American Express) to really maximize your rewards on just about every bonus category and everyday, non-bonus spending.
Does Amex have a 5 24 rule? ›While American Express doesn't have a "5/24" rule like Chase does, the issuer does limit welcome offer eligibility based on your card history — nominally, you're eligible for one welcome offer per credit card “per lifetime,” but it's not necessarily as simple as that.
What is the 5 24 rule? ›What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.
Should I get Amex Gold or Platinum first? ›Amex Platinum and Amex Gold both come with a nice initial bonus offer, plus yearly opportunities to earn additional credits and various other valuable perks. Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not.
Can you have 2 different Amex cards at once? ›You can only have four Amex cards with spending limits, and ten Amex cards with no spending limits, open at any given time.
Can I add my girlfriend to my Amex card? ›Adding your significant other as an authorized user allows them to make purchases on your account — but they won't be responsible for paying the bills. Many or all of the products featured here are from our partners who compensate us.
Can I add my wife to my American Express card? ›It's easy to add an authorized user. Log in to your account and go to the Useful Links section on your account home page. Click on "Add Someone to Your Account" and complete the sign-up process. You need to provide the authorized user's social security number and date of birth when you apply.
What are the benefits of American Express Platinum Supplementary Card? ›- Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges. ...
- Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold Status. ...
- Reimbursement for Global Entry or TSA PreCheck Every 5 Years.
Can you have 2 American Express cards? ›
American Express limits all customers to five personal and business credit cards at a time. The five-card rule does not apply to charge cards, which provides some flexibility if you need more than five Amex cards. Charge cards include the Amex Platinum, American Express® Gold Card and American Express® Green Card.
Who is responsible for a supplementary card? ›The most important things to know about supplementary cards is that since you are the primary holder of the card, it's your responsibility to take care of the dues, since it's a single account.
How long does it take to get a supplementary card? ›You should receive your supplementary card by mail within 5 to 7 business days from the time the request is made.
What is supplementary card fee? ›It is a privilege offered to the spouse, parents or children of the primary credit card holder. The fee for an add-on card varies between Rs. 125 to Rs. 1,000 depending on the type of card and all expenses incurred on an add-on card are billed to the primary cardholder.
How much is a Platinum supplementary card? ›For additional cards there are two options. You can add additional Platinum cardmembers for $175 annually and those supplementary cardholders will avail of all the same benefits as the primary cardmember like lounge access, hotel elite status etc.
How do I get a pin for my Amex supplementary card? ›How does a Supplementary Cardmember view their PIN? A Supplementary Cardmember can view their PIN by registering for and logging in to their Online Services account. To view the PIN online, they will be required to enter their Customer Password, which is the 4 digit password used when calling Customer Services.